Imagine getting access to $100,000—maybe even half a million dollars—of zero-interest capital for your business. No more draining savings, giving up equity, or risking your credit. Sounds too good to be true?
Not if you ask Patrick Pychynski, the proud US Marine veteran behind Stacking Capital, and a funding expert who’s helped over 300 business owners secure more than $17 million in zero-interest business credit.
On the “Raising Private Money” podcast hosted by Jay Conner, Patrick digs into the details of his unique approach, blending Marine Corps discipline with strategic finance. Here’s a closer look at the key insights from their conversation, and how you can apply these lessons to scale your own business—without the usual roadblocks.
Bankable Businesses: The Overlooked Asset
Patrick’s philosophy is simple: Your business is an asset, but most entrepreneurs don’t treat it that way. While real estate investors are accustomed to leveraging property for loans, Patrick points out that a well-structured business can open doors to significant, unsecured credit—if you know how to play the game.
He identifies four critical “legs” to making your company truly bankable:
- Lender Compliance: This involves ensuring that all information about your business—such as addresses, phone numbers, websites, and emails—is consistent across all relevant documents. Even small inconsistencies can flag your business for denial. For instance, using a PO box instead of a physical address or relying on a generic Gmail business email are pitfalls to avoid.
- Building Business Credit: Just as you have a personal credit score, your business needs robust credit profiles across bureaus like Dun & Bradstreet. Patrick suggests aiming for a FICO SBSS score of 160+ and a 70+ score across other bureaus.
- Financial Trade Lines: Don’t just open accounts for office supplies—seek true financial trade lines that reflect your company’s ability to handle and manage credit responsibly. Patrick recommends securing 10-15 such lines to mirror the scale of financing you hope to obtain.
- Bank Ratings: At least $10,000 as an average daily balance in your business account over the last 90 days shows you have the financial chops for serious funding.
Most businesses slip up on at least one of these points, which keeps them locked out of prime financing.
Zero-Percent Capital: The Credit Stacking Method
Patrick’s “credit stacking” approach isn’t a get-rich-quick scheme—it’s about working the system legally and smartly. By applying for multiple business credit cards with zero-percent introductory rates across different banks in a short timeframe (ideally with the help of relationship bankers instead of faceless online systems), you can maximize your available credit while minimizing risk.
Key steps Patrick recommends include:
- Optimize Personal Credit: Start with a strong foundation—700+ FICO score, low utilization, no delinquencies or stale collections.
- Leverage Relationships: Whenever possible, go into the branch and work with a relationship manager. Not only can they advocate for higher limits, but they’ll also often walk your application through manual underwriting—a step up from online algorithms.
- Plan for the Long Game: Don’t stack credit just for a short-term win. Have a clear plan for managing (and replenishing) your capital, optimizing your business’s bankability, and preparing for your next round of funding.
Marine Corps Discipline Meets Financial Chess
What sets Patrick apart isn’t just his technical grasp of credit; it’s the dedication and integrity he brings from his military service. His guiding principle, “Leave the place better than you found it,” carries through to every client engagement. Patrick and his team at Stacking Capital advocate for clients, guiding them through compliance, funding strategy, and post-funding planning, so no one is left worse off after working with his firm.
Ready to Unlock Your Business’s Capital Potential?
If you want to see how “bankable” your business is, Patrick offers a free, five-minute business scan at www.StackingSuccess.com. This quick check will highlight compliance issues and uncover what funding you could unlock right now.
In a world where most entrepreneurs feel stuck or rejected by traditional banks, Patrick Pychynski’s approach offers a disciplined, realistic path to better business funding—and a powerful reminder that with the right strategies, your company’s true potential is just waiting to be unlocked.
10 Discussion Questions from this Episode:
- Patrick Pychynski explains the concept of “zero interest business credit.” What are some of the misconceptions business owners have about accessing this type of funding, and how does Patrick’s approach address them?
- The episode lays out four “legs” of becoming bankable as a business. Which of these four steps do you think most business owners neglect, and why might that be?
- Patrick mentions that 90% of small businesses are “non-bankable” due to issues in at least one of the four legs. What could be done to educate business owners about these requirements?
- Relationship banking is a key theme in this episode. How does having a strong relationship with your banker differ from simply applying for funding online, and why does it matter?
- The hosts discuss the importance of seeing your business as an asset, similar to real estate. How can this mindset shift impact how entrepreneurs structure their finances and approach growth?
- Patrick outlines a process for obtaining large amounts of credit quickly, sometimes within 14 days. What risks are involved in credit stacking, and how can business owners mitigate them?
- The podcast touches on common mistakes entrepreneurs make when seeking business credit. Which mistake do you think is most damaging, and how could it be prevented?
- Post-funding strategy is mentioned as crucial for maintaining financial health. Why is it important to have a post-funding plan, and what should that plan include?
- Patrick brings his Marine Corps background into his business philosophy, especially the idea of “leaving the place better than you found it.” How can such a value system influence how you serve your clients or customers?
- For someone skeptical about unsecured business credit or using 0% interest cards as a funding method, what insights from this episode might help shift their perspective?
Fun facts that were revealed in the episode:
- Zero-Interest Funding Power: Patrick Pychynski has helped over 300 business owners secure more than $17 million in zero-interest business credit—sometimes unlocking $100,000 to $500,000 for a single entrepreneur without touching their credit or savings.
- The Four Legs to Becoming “Bankable”: According to Patrick, most businesses aren’t “bankable” because they’re missing one of four key pillars: lender compliance, a strong business credit score, financial trade lines, and a solid bank rating (keeping at least $10,000 in your account for 90 days!).
- Relationship Banking Hack: Instead of applying for business credit cards online, Patrick recommends building relationships with local banking managers. By applying through these relationships, you can often request higher limits and get approvals that online applications might deny—because a real person can advocate for you!
Timestamps:
00:01 Unlocking Zero-Interest Credit Potential
04:51 Transforming Business into an Asset
07:58 Achieving Business Bankability
10:24 Optimizing Established Business Credit
14:44 Strategic Banking Relationships Advice
17:58 Zero-Percent Funding Strategy
21:03 Credit Optimization and Funding Strategy
24:00 Connect with Patrick Pychynski
https://www.StackingSuccess.com
24:11 Free Five-Minute Business Scan
27:23 Support Raising Private Money
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How to Secure $100K+ at 0% Interest: Strategies From Patrick Pychynski and Jay Conner
Jay Conner [00:00:01]:
Let me ask you something. What if you could get $100,000 in funding for your business at 0% interest without touching your savings, giving up equity, or risking your credit? Sounds too good to be true. Well, today’s guest is living proof that it is not too good to be true. My guest, Patrick Pachinsky, is the founder of Stacking Capital, and he’s helped over 300 business owners secure more than $17 million in zero-interest business credit. He’s not pitching quick loans or shady funding schemes. He’s not utilizing genuine banking relationships and a genuine strategy. That’s what he is using: real banking relationships. Now he’s a Marine.
Jay Conner [00:00:48]:
Marine Corps. Discipline meets financial chess. In this episode, we break down, first of all, how he gets entrepreneurs funded in under 14 days. Secondly, what banks aren’t telling you about zero percent money. Thirdly, Patrick’s going to share why most business owners are sitting on capital and don’t even know it. So if you’re looking to scale your business and you’re tired of being told no by banks, you’re going to want to listen to every second of this episode. Welcome to the Raising Private Money show, the only podcast for real estate investors who want to fund their deals without relying on banks or credit or using their cash. I’m Jay Connor, the private Money authority, and I’ll show you how to get private lenders begging to fund your next deal.
Jay Conner [00:01:37]:
Because every good deal starts with the money. You’re going to meet my guest, Patrick Pachinki, right after this.
Narrator [00:01:47]:
If you’re a real estate investor and are wondering how to raise and leverage private money to make more profit on every deal, invest, then you’re in the right place on Raising Private Money. We’ll speak with new and seasoned investors to dissect their deals and extract the best tips and strategies to help you get the money. Because the money comes first. Now, here’s your host, Jay Connor.
Jay Conner [00:02:14]:
Patrick, welcome to the show.
Patrick Pychynski [00:02:17]:
Jay, thank you so much for having me on and for that epic intro.
Jay Conner [00:02:22]:
Absolutely. Well, Patrick, let’s dive in. Let’s start with the big one. How in the world are you helping people get 100k to $500,000 in zero-interest business credit? That sounds insane.
Patrick Pychynski [00:02:36]:
Yes, yes. And Jay, before I start, I just. I know your podcast is all about getting the path to unlimited funding. So I just want to say if anybody’s gotten value out of the show, just be sure to like and follow if you haven’t already. But yeah, now I’m ready to get started. So, how would you like me to start, Jay?
Jay Conner [00:02:55]:
Well, yeah, I mean, let’s answer the big, I mean let’s get you to answer the big question. And that is how in the world are you helping people get a hundred thousand to five hundred thousand dollars and zero-interest business credit?
Patrick Pychynski [00:03:10]:
Great question. So a lot of people don’t know that they might be sitting on anywhere between 50 to and 150 thousand, sometimes even more thousand dollars of zero percent interest credit by just solely leveraging their good credit score. So, typically, what we’re looking for to get the conversation started, at least, is a 700-plus credit score. How much it unlocks will depend on the actual credit report itself. But the benefit of this is that you’re not tying up the home, you know, as the first choice, which is what we usually don’t recommend. It’s unsecured capital. It does not report to your credit. And typically, you’re only using about, you’re only paying about 1% of the balance to service that debt during the 0% intro period, which can range anywhere between 9 to 18 months for an average of 12 months.
Patrick Pychynski [00:03:59]:
But if done right, this process can be repeated and also at some point restructured into a longer, better-term sort of loan or line of credit down the road if done right. And that’s what I’m here to talk about.
Jay Conner [00:04:13]:
Well, what’s the wrong way to do it, and what are the right ways to do it?
Patrick Pychynski [00:04:17]:
Well, the wrong way to do it is really just going for a round of credit stacking and stopping there, not having a plan for what comes afterwards, whether that be the next round of zero percent funding or again, I think both of them should be done at the same time. Preparing for your second round of zero percent funding and having your business become an asset, or what we call becoming bankable. And there are four legs to that that I can go into more detail about.
Jay Conner [00:04:48]:
Yeah, please do, go ahead.
Patrick Pychynski [00:04:51]:
So, yeah, I always joke about this. I’m like real estate investors, they love assets. You know, they pile up assets, and they’ll put liens on their assets to get more collateral, you know, but they somehow fail to manage to see that their business can truly become an asset as well. We’ve all heard about no personal guarantee funding, and most of the noise you hear out there in the industry about no PG or no personal guarantee funding is just that noise and a bunch of BS. But if done right, again, if you build the four legs of becoming bankable, which is basically lender compliance, it would be the first step. That’s very important. So seeing what the banks see in your business in terms of things, it could be little things like a mismatch of business address across your documents or not having an actual business address. Maybe you have a P.O. box or something like that.
Patrick Pychynski [00:05:48]:
Not having an actual business phone line. Right. And using your cell phone or being in 2025 and not having a business website or using a generic Gmail address are things that will pretty much lead to a denial in terms of getting any kind of access to real bank term financing. You could get maybe approved for a business credit card. But when we’re talking about the longer-term play, that’s step one of the four legs is lender compliance.
Jay Conner [00:06:16]:
All right, what’s step numbers or leg number two?
Patrick Pychynski [00:06:19]:
Yeah, so leg number two is the business credit score. So we need to, just like we have a credit score on the personal side, we need to build a business credit score. And what we’re looking to do is have a 160 plus on Fico SBSS and then a 70 plus across the other main bureaus, like Dun and Bradstreet, for example. So that’s leg number two. Leg number three is somewhat related in that we need business financial trade lines on that business. So we’re looking to have anywhere between 10 to 15 business financial trade lines. And I’m not talking about just having like net 30s and payment experiences from buying pointless toilet paper and stuff like that. I’m talking about actual financial trade lines, comparable credit, basically for getting ready to ask the bank for 500 to $5 million of prime rate plus 0% interest financing.
Patrick Pychynski [00:07:18]:
They’re going to want to see that. So that’s the third leg is some kind of comparable credit that you’ve managed to been able to manage that type of credit before, both on the personal and business. And then the fourth leg has a good bank rating. So in our industry, we call it an L5 bank rating. But essentially, what that means is that just having $10,000 or more in your bank account for the last 90 days, the average daily balance, those okay.
Jay Conner [00:07:49]:
So when you bring all four of those legs together, you’re just really increasing the odds of getting that, that kind of credit line or those, that kind of credit.
Patrick Pychynski [00:07:58]:
Well, that’s the thing, you’re not increasing the odds. What you do is what happens is you become the 1%. So we’ve ran a scan on over 10,000 businesses and this was like less than 20 employees mid like small, small companies, over 90% of them were non bankable because of one of those four legs, whether it was non compliance, whether they didn’t have enough trade lines or a good enough score, or they just didn’t have their financials in order. Most businesses, if you look out there, will never access this kind of capital, and they’ll always have to resort to either 0%, which is a great starter. It’s a, what I always call, a great complementary funding route even to supplement what we talk about here with private money and hard money. This is good to cover the small costs like earnest deposits, paying for education courses, and things like that. And yeah, just paying that 1% while you make that investment, and allowing you to ROI a lot more without it affecting your credit score. But becoming bankable, that’s the big thing that we want to do, so you’re not stuck with the high-interest debt and balances that you have when that 0% intro rate runs out.
Patrick Pychynski [00:09:14]:
And that’s what we’re finding a lot like a lot of people go and do that credit stacking through various companies. Then they come to us for the second round, and there are some that we can save and kind of correct their path, and there are some that are just way too late, or there’s just not enough assets or resources that we can leverage to get them out of the situation that they’ve put themselves in.
Jay Conner [00:09:37]:
Right now, this sounds like this could take quite a while and be a long process. How fast can funding take when you’re quarterbacking the game, if you will?
Patrick Pychynski [00:09:50]:
The thing is, it doesn’t have to take that long when you are putting, you know, action and focus on that particular thing. So I tell people no less than 90 days because we do have to wait for them to start reporting on the business credit bureaus, and it shouldn’t take more than nine months. And the reason why it’s such a big window is because most of this will depend on the client and how much they’re dragging their feet, basically.
Jay Conner [00:10:20]:
In other words, it can happen pretty quickly if they just do what you tell them to do, right?
Patrick Pychynski [00:10:24]:
Yes sir. And the thing I, too, like a lot of real estate investors, already have a business. It’s been around for years, it’s cash flowing, millions of dollars. All it needs is a little fine-tuning. You know, there might be vendors they’re already dealing with, but maybe they’re not reporting on the business credit bureaus. There are services out there, like E Credible, for example, to have a personal and business side, but for the business side, they charge $25, and anything that doesn’t report like that, they can have it reported on your business credit bureaus as payment experiences. So it’s just a little bit of fine-tuning that you have to do, especially when you already have an established business. So a 90-day plan with somebody that wants to get in on this, turn your business into an asset, ultimately, they’re, you know, if you’re putting up the house first, you know, you could use the business as an asset as well if you do this.
Jay Conner [00:11:14]:
Right, right. Well, you’ve got a lot of experience doing this. Patrick. My question is what’s the actual difference between what you do and, and say what someone would get going through a traditional line or credit line?
Patrick Pychynski [00:11:33]:
So somebody could say, like, there’s like a couple of different scenarios. You could either do this yourself because again, at the end of the day, you’re just. These are business credit cards with 0% introductory rates. So what we do is kind of in the name, it’s stacking capital. Right. There’s nothing illegal about it, but the banks do not want you to know about it. And what we are doing is basically applying for multiple credit cards from multiple banks, all within a very short window. And that happens in like a few hours.
Patrick Pychynski [00:12:03]:
Honestly, I tell everyone that all of the magic happens in the prep work. So we have a couple of steps when it comes to getting the 0% funding. And the first step always starts with your credit. So we always have to optimize that first. I said earlier, you know, we’re looking at a 700-plus credit score. But that just gets the conversation going. We want low utilization. So I’m going to talk right now about the minimum to kind of get in the game.
Patrick Pychynski [00:12:33]:
We’re talking about a 30% utilization overall. And this also means with each trade line account, revolving trade light trade line account that you have reporting as well. So utilization is a big factor, making sure you have a clean profile. So no negatives, charge-offs, or collections. And again, real estate investors are usually big offenders, where they might have a collection lingering from years ago. And again, they just don’t see their credit and their business as much like an asset. So they’re kind of just letting it linger there. So it’s just about optimizing a lot of those things.
Patrick Pychynski [00:13:12]:
Real estate investors generally have a lot of inquiries, a lot of inquiries. So you know, we remove those during that process. And while we’re talking about the credit profile, the good thing that real estate investors do have going for them is usually they have a lot of mortgage accounts, which is again, good comparable credit. It shows that you’ve been able to handle a large line and pay them. Right. So that is usually a good thing, especially if they have age on them. And then the second step that we go into after optimizing your credit is making sure that we’re first going to analyze your banking footprint, see who you’re already banking with, and leverage those relationships first. We’re always going to do that.
Patrick Pychynski [00:13:55]:
And if you’re not dealing with a relationship or a private banker yet, then we have ones that we connect you with directly that already know our plan, already know what we’re doing. It’s all a matter of just facilitating the whole thing. Sometimes, again, some people might already have their relationship managers, and you kind of have to go through them. So we coach them through basically the whole process of what’s, what to say, what not to say, and everything. And just a little tip for everybody out there, too, if you are going to do this yourself and apply for a business credit card, take the time to maybe go into the branch and ask for the banking relationship manager. Again, sometimes you can avoid going through the online application. They’ll give you a DocuSign. So it’s going more through manual underwriting as opposed to the online algorithm.
Patrick Pychynski [00:14:44]:
And a lot of times, you can request the limit that you want, not to say that you’re going to get it. But again, your chances are usually a little bit higher for higher limit approvals and approvals when you go through a relationship manager. So we look at your banking footprint and we look to fill in all the, we look at filling in the rest. I always tell everybody, with your relationships, you might be monogamous, but when it comes to your banking relationships, you don’t want to be monogamous. So we look at your current profile, fill in the rest, and start to establish relationships with the banks that are more suited and fitted to your business, your profile, and what you’re trying to do. Because that way, whether we leverage them now for round one or not, you already, again, we’re preparing for the subsequent, the subsequent round of funding, 0% funding that we would go for. And then after that, it’s just the application sequence, but that takes a few hours, and that’s it, you know.
Jay Conner [00:15:46]:
So you talk a lot about relationship banking. What does that mean?
Patrick Pychynski [00:15:52]:
Yeah, so a lot of the time, I mean, we’re talking about business credit cards right now because again, we wanna, we wanna get you capital fast. That’s what people are here to do. At the end of the day, we wanna make sure that you have a plan with that. So when it comes to applying for the 0% interest credit cards, instead of just applying online, we have relationships with bankers who, again, instead of relying on the online algorithm, will look at the application. They, they’ll look at what you filled out, they’ll look at your history, they’ll see your, I’m not saying you need a business plan, but again if, if you present yourself well, that banking relationship manager will be on your side when the underwriter that’s manually looking at it decides to give you either a low limit or deny you.
Jay Conner [00:16:47]:
So the relation, having an actual relationship with a banker, it’s like doing business with a real person instead of, you know, trying to do this online. And, I know exactly what you mean about applying online because that comes down to the computer making the decision, and that’s it. Instead of you starting a relationship with a banker, as you said, it’s going to be on your side, you know, if there’s a problem, to help push it through.
Patrick Pychynski [00:17:18]:
Yeah, they’ll understand your business a lot better. And keep in mind again, when you’re applying online, we’re going back now to a lot of the lender compliance things that we were talking about. You know, it’s not to say that for a credit card you need a website or a number, but again, it’s 20, 25, you’re applying online, and it’s an algorithm. So if it doesn’t like a few too many things, it might just deny you because of that and not even have anything to do with your credit score.
Jay Conner [00:17:44]:
Right, well, that’s an important tip. No, one thing you’ve mentioned a couple of times is you’ve talked about round one of funding, round two of funding. What’s that look like? What do you mean by round one and round two?
Patrick Pychynski [00:17:58]:
Yeah, so this could be repeated every 60 to 90 days, or you can plan it out to be around a 12-month mark when the 0% is running out. But for that, you know, I explained kind of the three-step process to getting funding. We have one more process after that, which is our post-fund milestone, which is where we assist people in a couple of different things. Number one, especially real estate investors, they again, zero percent capital is great for small supplementary things, whether it be earnest money deposits, paying a title company, whatever. Right. And sometimes the whatever you’re trying to use it for might not accept the credit card. So that turning credit into cash is what we call liquidating a liquidation, like liquidating a card. But what we’re trying to do is not incur the cash advance fee.
Patrick Pychynski [00:18:52]:
We’re trying to retain that 0%. So we assist them through doing that, whether it be through our third-party partner that will help you liquidate large amounts all at once, or through services like Plastique and Melio. And again, we guide you through that because common sense sometimes isn’t so common. And like people will get $80,000 card from Chase, and the first transaction they want to run is a $70,000 credit card to wire transfer to a company that’s not even. You look up, you look it up on Google, and can’t even find it Right. So it’s like, the main overarching thing of what we do here is that we try to be your best possible resource when it comes to anything FICO and credit-related, to kind of avoid little mess-ups like that.
Jay Conner [00:19:49]:
Yeah, well, it sounds like you have got a lot of strategies in place when you’re actually working with a client to prevent them from making all kinds of mistakes. One mistake you’ve already pointed out that entrepreneurs make when they’re applying on their own is doing it online and not developing that relationship with a banker. Relationship banking. What are some of the other most common mistakes you see entrepreneurs making when they’re applying for business credit and they’re doing it on their own, and they just, you know, don’t know how to navigate the process?
Patrick Pychynski [00:20:27]:
Yeah, so, and again it’s, I want to answer your question too because I didn’t quite get to it. And it kind of answers this question as well. So you know, we assist them with that. So again, turning credit into cash where maybe a credit card purchase is impossible. We also assist them in removing the inquiries that we racked up from the round of funding. And then the most important thing is having some kind of post-funding plan to make sure we’re ready either for another round. And it just depends on how aggressive and how much they want to do. But again, sometimes we’re preparing for round two, like three months later, and sometimes we’re preparing for it 12 months later.
Patrick Pychynski [00:21:03]:
But the process is the same, as if we’re going back to the same bank, you probably don’t want to have that card maxed out when you’re about to ask them for more money. So it’s essentially we just go full circle all of the steps of credit optimization, banking relationships, and making sure we nurture those, and then having the actual application sequence already planned, it’s just the full circle. Like we do that all over again. And one of the big things again is that managing that credit, planning everything right, so whenever you are going to go for that round, make sure that the balance on those business credit cards is below 40%. And again, this is where we can get super advanced, super tactical. This is where some people from other funding companies come to us, and we’re able to kind of get them out creatively because again, maybe they don’t have all the liquid capital to pay down that card to again open that window for more funding. So we get creative and sometimes it might boil down to getting either a personal loan to consolidate some of that temporarily to act as a bridge loan and open up the window to getting more 0% funding because you know, that just actually happened is where we had a high balance on an old Chase card that was 2 years old, 0% was out. I remember the limit, it was like 40 or 50k.
Patrick Pychynski [00:22:25]:
And we wanted, like, Chase was up, that was next on the list. We had already gotten funded anyway with some 0% cards. So we liquidated the 0% cards that we got. Use that to pay off the card on the Chase side that was non 0%. Also, use some of that money to kind of start becoming bankable. So investing in business credit, building, building business credit, and all that, and maybe putting some money into your bank account to establish a bank rating. But we used again the money from round one to pay down that debt. So now we could again go to Chase, ask for another card we got approved for around the same amount.
Patrick Pychynski [00:23:08]:
I think it was like 50 grand. And Chas, for example, we could move the limits over from the old card, the one that didn’t have any 0% anymore, into the new one, effectively making that new credit card a $90,000 credit card with 0% interest for 12 months. So again, it can get pretty advanced. But the whole idea is like when you come to us, we try to simplify it as much as we can for you. And all that planning is just done by us. It’s to us it’s just really second nature. We see these situations all the time, and it’s just sad that people kind of either get in them, people are going through it right now, you know, that people are getting into this mess without even knowing right now, you know, and we’re just out here trying to be a light in all the Noise.
Jay Conner [00:24:00]:
That’s wonderful. Patrick. Patrick, what’s the best way for people to get up with you to learn how they can get all this kind of credit for zero interest and etc.
Patrick Pychynski [00:24:11]:
Yeah, so the best thing that we have possibly done this year is we’ve introduced a free business scan. It takes five minutes to do, and it’s going to run a scan on your business very similar to what the banks do. So the banks are going to see your lender compliance items before they even pull or. Yeah, before they pay, Experian, Equifax, Transunion, anybody to pull your credit report. They’re going to run a very similar scan to the one we do to see if it’s even worth spending that money on that credit report. So it takes five minutes, and by just doing that, you’ll be able to see the lender compliance that is out on your business. And you’ll also be able to see what programs your business pre-qualifies for now as well.
Jay Conner [00:24:54]:
Stack. How do they get to that?
Patrick Pychynski [00:24:56]:
Yes, www.StackingSuccess.com, I forgot I didn’t mention the link.
Jay Conner [00:24:59]:
All right, so the. So the URL is www.StackingSuccess.com. I love that website. www.StackingSuccess.com, and of course we’ll have, we’ll have all this in the show notes. Now, Patrick, you are a Marine. You know, they say once a Marine, always a Marine, right? I live right here in eastern North Carolina near Cherry Point Naval Air Station and Camp Lejeune. If you’re politically want to be politically like you’ll say Camp Lejeune, but I think they moved it back to Camp Lejeune anyway, so we got Marines everywhere. And so here’s my question.
Jay Conner [00:25:40]:
You blend military discipline with finance. My question is, how would you say your Marine Corps background shaped the way you approach funding and business strategy?
Patrick Pychynski [00:25:57]:
Well, there’s this one saying in the Marines where it’s like everywhere we went, there was something they always taught you, which was leave the place better than you found it. And that’s my idea. When I come across a good file and I train everybody in my company, the culture and everything, to be like, we are advocating for that client. Like when we’re on the call, even what would be a typical sales call, we call them onboarding calls because again, if they haven’t already run the scan, we’re going to run the scan with them. And they have that whether they sign up or not. They log in to their dashboard to work on those compliance items. Yeah. So I hope that answers your question.
Patrick Pychynski [00:26:39]:
But my thing is, leaving my worst nightmare is having somebody end up in a worse situation than they were when they first came than before they met me.
Jay Conner [00:26:50]:
Well, that’s a great philosophy, and you certainly have carried over the Marine Corps philosophy as well to your business. Patrick, thank you so much for joining me. Again, that URL where you can get the free scan of your business on your pathway to getting funding is www.StackingSuccess.com, and if you’re listening to this show, I highly encourage you to take up Patrick’s offer for that free service. Thanks again so much, Patrick, for being with us.
Patrick Pychynski [00:27:20]:
Thank you and thank you. Thank you. Thank your listeners too.
Jay Conner [00:27:23]:
You got it. There you have it. Another amazing episode of Raising Private Money, and I need your help. You see, for me to have more great guests such as Patrick, I need your feedback. If you’re listening on one of the podcast platforms, be sure and leave me a five-star rating and like, share, subscribe, and follow, and a review would be fantastic. If you happen to be watching on YouTube, be sure and click that bell so you don’t miss out on notifications. And I look forward to seeing you right here on the next episode of Raising Private Money.
Narrator [00:27:59]:
Are you feeling inspired by the knowledge you gained in this episode? Then head over to www.JayConner.com/MoneyGuide, that’s www.JayConner.com/MoneyGuide, and download your free guide that shares seven reasons why private money will skyrocket your real estate investing business. Right now. Again, that’s www.JayConner.com/MoneyGuide to get your free guide. We’ll see you next time on Raising Private Money with Jay Conner.
